Franklin Templeton's tokenized money market fund investing in U.S. government securities. One of the first SEC-registered tokenized funds.
Current APY
3.54%
Total Value Locked
$894.00M
Price
$1
Holders
8.9K
Market Cap
$894.00M
Yield History
Tokenomics Score
Yield vs Peers
Rank #17 of 18 in TreasuriesYield Calculator
| Period | BENJI(3.54%) | Bank Savings(4.5%) | Advantage |
|---|---|---|---|
| 30 Days | +$29.1 | +$36.99 | -$7.89 |
| 90 Days | +$87.29 | +$110.96 | -$23.67 |
| 6 Months | +$176.52 | +$224.38 | -$47.87 |
| 1 Year | +$354 | +$450 | -$96 |
Projected returns based on current APY. Actual returns may vary. Not financial advice.
Risk Scanner
7/7 checks passedAudited by Ernst & Young
Institutional-grade custody and management
KYC/AML compliant — regulated framework
Deep liquidity — 0.89B TVL
Available on 5 chains — well diversified
No lock period — redeem anytime
Very stable — within 5% of 30d average
Protocol Health
Contract Status
Data Feed
Audit Status
Oracle Health
Holder Activity
Reserve Transparency
Entry & Exit Costs
Break-even Insight
On stellar, a $1,000 investment at 3.54% APY recovers gas costs (entry + exit) in 1 days.
Key Facts
- Name
- Franklin OnChain U.S. Government Money Fund
- Ticker
- BENJI
- Category
- Treasuries
- Platform
- Franklin Templeton
- Inception
- Apr 1, 2021
- Management Fees
- 0%
Investment Details
- Min. Investment
- $20
- Lock Period
- None
- KYC Required
- Yes
- Accredited Only
- No
- Eligible Investors
- All Investors
- Available Chains
- stellar, polygon, ethereum, avalanche, arbitrum
Market Data
- TVL
- $894.00M
- Price
- $1
- Market Cap
- $894.00M
- Holders
- 8,900
- 7D APY
- 3.54%
- 30D APY
- 3.58%
- Risk Level
- low risk
- Audit Status
- audited (Ernst & Young)
Chain Distribution
| Network | TVL | Share | Contract |
|---|---|---|---|
stellar | $536.40M | 60.0% | — |
polygon | $89.40M | 10.0% | — |
ethereum | $89.40M | 10.0% | — |
avalanche | $89.40M | 10.0% | — |
arbitrum | $89.40M | 10.0% | — |
Similar Treasuries Assets
Frequently Asked Questions
What is Franklin OnChain U.S. Government Money Fund?
Franklin Templeton's tokenized money market fund investing in U.S. government securities. One of the first SEC-registered tokenized funds.
What is the current yield on BENJI?
BENJI currently offers 3.54% APY. The 7-day average is 3.54% and 30-day average is 3.58%.
Is BENJI safe?
BENJI has a low risk rating and a tokenomics score of A. It is audited by Ernst & Young. Always do your own research before investing.
How do I buy BENJI?
BENJI is available on stellar, polygon, ethereum, avalanche, arbitrum. KYC verification is required. Minimum investment is $20.
What chains is BENJI available on?
BENJI is deployed on Stellar, Polygon, Ethereum, Avalanche, Arbitrum. Each chain may have different liquidity levels and gas costs.
Last updated: Mar 28, 2026, 4:34 AM