Fully reserved, regulated stablecoin backed by cash and short-dated US government obligations. The most widely used stablecoin in DeFi and institutional crypto.
Current APY
4.50%
Total Value Locked
$60.00B
Price
$1
Holders
2.2M
Market Cap
$60.00B
Yield History
Yield vs Peers
Rank #8 of 14 in StablecoinsYield Calculator
| Period | USDC(4.50%) | Bank Savings(4.5%) | Advantage |
|---|---|---|---|
| 30 Days | +$36.99 | +$36.99 | +$0 |
| 90 Days | +$110.96 | +$110.96 | +$0 |
| 6 Months | +$224.38 | +$224.38 | +$0 |
| 1 Year | +$450 | +$450 | +$0 |
Projected returns based on current APY. Actual returns may vary. Not financial advice.
Risk Scanner
6/7 checks passedAudited by Deloitte
Institutional-grade custody and management
No KYC — may face future regulatory scrutiny
Deep liquidity — 60.00B TVL
Available on 8 chains — well diversified
No lock period — redeem anytime
Very stable — within 5% of 30d average
Protocol Health
Contract Status
Data Feed
Audit Status
Oracle Health
Holder Activity
Reserve Transparency
Entry & Exit Costs
Break-even Insight
On solana, a $1,000 investment at 4.50% APY recovers gas costs (entry + exit) in 1 days.
Key Facts
- Name
- USD Coin
- Ticker
- USDC
- Category
- Stablecoins
- Platform
- Circle
- Inception
- Sep 1, 2018
- Management Fees
- 0%
Investment Details
- Min. Investment
- None
- Lock Period
- None
- KYC Required
- No
- Accredited Only
- No
- Eligible Investors
- All Investors
- Available Chains
- ethereum, solana, base, arbitrum, optimism, polygon, avalanche, stellar
Market Data
- TVL
- $60.00B
- Price
- $1
- Market Cap
- $60.00B
- Holders
- 2,200,000
- 7D APY
- 4.45%
- 30D APY
- 4.55%
- Risk Level
- low risk
- Audit Status
- audited (Deloitte)
Chain Distribution
| Network | TVL | Share | Contract |
|---|---|---|---|
ethereum | $36.00B | 60.0% | 0xA0b8...eB48 |
solana | $3.43B | 5.7% | — |
base | $3.43B | 5.7% | — |
arbitrum | $3.43B | 5.7% | — |
optimism | $3.43B | 5.7% | — |
polygon | $3.43B | 5.7% | — |
avalanche | $3.43B | 5.7% | — |
stellar | $3.43B | 5.7% | — |
Similar Stablecoins Assets
Frequently Asked Questions
What is USD Coin?
Fully reserved, regulated stablecoin backed by cash and short-dated US government obligations. The most widely used stablecoin in DeFi and institutional crypto.
What is the current yield on USDC?
USDC currently offers 4.50% APY. The 7-day average is 4.45% and 30-day average is 4.55%.
Is USDC safe?
USDC has a low risk rating and a tokenomics score of A. It is audited by Deloitte. Always do your own research before investing.
How do I buy USDC?
USDC is available on ethereum, solana, base, arbitrum, optimism, polygon, avalanche, stellar. No KYC is required. No minimum investment.
What chains is USDC available on?
USDC is deployed on Ethereum, Solana, Base, Arbitrum, Optimism, Polygon, Avalanche, Stellar. Each chain may have different liquidity levels and gas costs.
Last updated: Mar 28, 2026, 4:34 AM