R
Live$0 TVL
USDT5.00%$145.00BUSDC4.50%$60.00BUSDe12.50%$5.20BRSWAN6.50%$5.00BUSDS5.00%$4.10BsDAI6.00%$2.80BPYUSD3.70%$2.50BUSYC3.85%$2.10BBUIDL3.43%$1.78BSAFO3.75%$1.00BBENJI3.54%$894.00MMPL-USDC9.50%$820.00MUSDT5.00%$145.00BUSDC4.50%$60.00BUSDe12.50%$5.20BRSWAN6.50%$5.00BUSDS5.00%$4.10BsDAI6.00%$2.80BPYUSD3.70%$2.50BUSYC3.85%$2.10BBUIDL3.43%$1.78BSAFO3.75%$1.00BBENJI3.54%$894.00MMPL-USDC9.50%$820.00M
sDA

Savings DAI

$sDAI
Sky (MakerDAO)Stablecoinslow risk Audited
A

Yield-bearing version of DAI. Earns the DAI Savings Rate (DSR) automatically by holding. Backed by over-collateralized crypto assets and RWA.

Current APY

6.00%

Total Value Locked

$2.80B

+5.40%30d

Price

$1.07

+0.00%24h

Holders

125.0K

Market Cap

$2.80B

Yield History

Tokenomics Score

Grade A · 88/100
Supply
80
Value
85
Distribution
90
Liquidity
88
Governance
92
Utility
88
Transparency
95

Yield vs Peers

Rank #4 of 14 in Stablecoins
USDe12.50%
crvUSD8.00%
LUSD6.50%
sDAI (this asset)6.00%
USDS5.00%
USDT5.00%
USD+5.00%
USDC4.50%

vs Benchmarks

US 10Y Treasury
4.25%+1.75%
High-Yield Savings
4.50%+1.50%
Stablecoins Avg
5.32%+0.68%
S&P 500 Dividend
1.30%+4.70%

Yield Calculator

PeriodsDAI(6.00%)
30 Days+$49.32
90 Days+$147.95
6 Months+$299.18
1 Year+$600

Projected returns based on current APY. Actual returns may vary. Not financial advice.

Risk Scanner

5/7 checks passed
Overall Safety Score71%
Smart ContractLow Risk

Audited by ChainSecurity

CounterpartyLow Risk

Institutional-grade custody and management

RegulatoryCaution

No KYC — may face future regulatory scrutiny

LiquidityLow Risk

Deep liquidity — 2.80B TVL

Chain RiskWarning

Single chain — no chain fallback

RedemptionLow Risk

No lock period — redeem anytime

Yield StabilityLow Risk

Very stable — within 5% of 30d average

Protocol Health

6/6 Healthy

Contract Status

Active

Data Feed

Live

Audit Status

Verified (ChainSecurity)

Oracle Health

Active

Holder Activity

Active

Reserve Transparency

Verified

Entry & Exit Costs

ethereum
~$3.50~$3.50
Management Fee0%
Performance Fee0%
Redemption Fee0%

Break-even Insight

On ethereum, a $1,000 investment at 6.00% APY recovers gas costs (entry + exit) in 43 days.

Key Facts

Name
Savings DAI
Ticker
sDAI
Category
Stablecoins
Platform
Sky (MakerDAO)
Inception
Aug 9, 2023
Management Fees
0%

Investment Details

Min. Investment
None
Lock Period
None
KYC Required
No
Accredited Only
No
Eligible Investors
All Investors
Available Chains
ethereum

Market Data

TVL
$2.80B
Price
$1.07
Market Cap
$2.80B
Holders
125,000
7D APY
5.95%
30D APY
6.10%
Risk Level
low risk
Audit Status
audited (ChainSecurity)

Chain Distribution

NetworkTVLShare
ethereum
$2.80B100.0%

How to Buy sDAI

sDAI is available on ethereum. No KYC required.

Similar Stablecoins Assets

US

USDe

Ethena USDe

12.50%$5.20B
US

USDS

Sky Dollar

5.00%$4.10B
US

USDT

Tether USD

5.00%$145.00B
US

USDC

USD Coin

4.50%$60.00B

Frequently Asked Questions

What is Savings DAI?

Yield-bearing version of DAI. Earns the DAI Savings Rate (DSR) automatically by holding. Backed by over-collateralized crypto assets and RWA.

What is the current yield on sDAI?

sDAI currently offers 6.00% APY. The 7-day average is 5.95% and 30-day average is 6.10%.

Is sDAI safe?

sDAI has a low risk rating and a tokenomics score of A. It is audited by ChainSecurity. Always do your own research before investing.

How do I buy sDAI?

sDAI is available on ethereum. No KYC is required. No minimum investment.

What chains is sDAI available on?

sDAI is deployed on Ethereum. Each chain may have different liquidity levels and gas costs.

Last updated: Mar 28, 2026, 4:34 AM