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Live$0 TVL
USDT5.00%$145.00BUSDC4.50%$60.00BUSDe12.50%$5.20BRSWAN6.50%$5.00BUSDS5.00%$4.10BsDAI6.00%$2.80BPYUSD3.70%$2.50BUSYC3.85%$2.10BBUIDL3.43%$1.78BSAFO3.75%$1.00BBENJI3.54%$894.00MMPL-USDC9.50%$820.00MUSDT5.00%$145.00BUSDC4.50%$60.00BUSDe12.50%$5.20BRSWAN6.50%$5.00BUSDS5.00%$4.10BsDAI6.00%$2.80BPYUSD3.70%$2.50BUSYC3.85%$2.10BBUIDL3.43%$1.78BSAFO3.75%$1.00BBENJI3.54%$894.00MMPL-USDC9.50%$820.00M
USD

How to Buy USD Coin (USDC)

CircleStablecoins

This guide walks you through buying USD Coin (USDC), a stablecoins asset on Circle currently earning 4.50% APY. Follow these 5 steps to start earning yield on your investment.

1

Set Up a Wallet

To invest in USDC, you need a compatible crypto wallet. We recommend MetaMask or Rabby for browser-based wallets, or Coinbase Wallet for mobile. Make sure your wallet supports one of the following chains: ethereum, solana, base, arbitrum, optimism, polygon, avalanche, stellar. Write down your seed phrase and store it securely -- never share it with anyone.

2

Get Stablecoins

USDC is typically purchased with USDC or USDT. You can buy stablecoins on any major exchange (Coinbase, Kraken, Binance) and send them to your wallet on ethereum. If you already have crypto, you can swap to USDC on a DEX like Uniswap or 1inch.

3

Complete KYC (If Required)

Good news: USDC on Circle does not require KYC verification. You can invest directly from your wallet without identity verification. Note that regulatory requirements may change, so check the protocol's current requirements before investing.

4

Connect to Protocol

Visit the Circle platform at https://www.circle.com/usdc and connect your wallet. Make sure you are on the correct network (ethereum). Review the terms and conditions carefully. Check that the URL is correct to avoid phishing sites -- always access the protocol through official links or bookmark the site.

5

Make Your Investment

Select USDC from the available products and enter the amount you want to invest. Review the current APY (4.50%), any fees, and redemption terms before confirming. Approve the stablecoin spend and confirm the transaction in your wallet. Your yield will start accruing immediately after the transaction confirms.

Ready to invest in USDC?

Start earning 4.50% APY on Circle today.

Frequently Asked Questions

What is USDC?

Fully reserved, regulated stablecoin backed by cash and short-dated US government obligations. The most widely used stablecoin in DeFi and institutional crypto.

What APY does USDC currently offer?

USDC currently offers 4.50% APY. The 7-day average APY is 4.45% and the 30-day average is 4.55%. Yields can fluctuate based on market conditions.

Is KYC required to buy USDC?

No, USDC does not currently require KYC verification. You can invest directly from your wallet.

What chains is USDC available on?

USDC is available on ethereum, solana, base, arbitrum, optimism, polygon, avalanche and stellar.

View full USDC analysis

USDC Overview

Current APY
4.50%
TVL
$60.00B
Min Investment
None
KYC Required
No
Chains
ethereum, solana, base, arbitrum, optimism, polygon, avalanche, stellar
Risk Level
low risk
Audit Status
audited

Quick Links

USDC AnalysisCircle ProtocolYield ScreenerYield Calculator