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Live$0 TVL
USDT5.00%$145.00BUSDC4.50%$60.00BUSDe12.50%$5.20BRSWAN6.50%$5.00BUSDS5.00%$4.10BsDAI6.00%$2.80BPYUSD3.70%$2.50BUSYC3.85%$2.10BBUIDL3.43%$1.78BSAFO3.75%$1.00BBENJI3.54%$894.00MMPL-USDC9.50%$820.00MUSDT5.00%$145.00BUSDC4.50%$60.00BUSDe12.50%$5.20BRSWAN6.50%$5.00BUSDS5.00%$4.10BsDAI6.00%$2.80BPYUSD3.70%$2.50BUSYC3.85%$2.10BBUIDL3.43%$1.78BSAFO3.75%$1.00BBENJI3.54%$894.00MMPL-USDC9.50%$820.00M
BEN

How to Buy Franklin OnChain U.S. Government Money Fund (BENJI)

Franklin TempletonTreasuries

This guide walks you through buying Franklin OnChain U.S. Government Money Fund (BENJI), a treasuries asset on Franklin Templeton currently earning 3.54% APY. Follow these 5 steps to start earning yield on your investment.

1

Set Up a Wallet

To invest in BENJI, you need a compatible crypto wallet. We recommend MetaMask or Rabby for browser-based wallets, or Coinbase Wallet for mobile. Make sure your wallet supports one of the following chains: stellar, polygon, ethereum, avalanche, arbitrum. Write down your seed phrase and store it securely -- never share it with anyone.

2

Get Stablecoins

BENJI is typically purchased with USDC or USDT. You can buy stablecoins on any major exchange (Coinbase, Kraken, Binance) and send them to your wallet on stellar. If you already have crypto, you can swap to USDC on a DEX like Uniswap or 1inch. The minimum investment for BENJI is $20.

3

Complete KYC (If Required)

Franklin Templeton requires identity verification (KYC) before you can invest in BENJI. Visit the Franklin Templeton platform to complete verification. This typically takes 1-3 business days and requires a government-issued ID and proof of address.

4

Connect to Protocol

Visit the Franklin Templeton platform at https://www.franklintempleton.com and connect your wallet. Make sure you are on the correct network (stellar). Review the terms and conditions carefully. Check that the URL is correct to avoid phishing sites -- always access the protocol through official links or bookmark the site.

5

Make Your Investment

Select BENJI from the available products and enter the amount you want to invest. Minimum investment: $20. Review the current APY (3.54%), any fees, and redemption terms before confirming. Approve the stablecoin spend and confirm the transaction in your wallet. Your yield will start accruing immediately after the transaction confirms.

Ready to invest in BENJI?

Start earning 3.54% APY on Franklin Templeton today.

Frequently Asked Questions

What is BENJI?

Franklin Templeton's tokenized money market fund investing in U.S. government securities. One of the first SEC-registered tokenized funds.

What APY does BENJI currently offer?

BENJI currently offers 3.54% APY. The 7-day average APY is 3.54% and the 30-day average is 3.58%. Yields can fluctuate based on market conditions.

Is KYC required to buy BENJI?

Yes, Franklin Templeton requires KYC verification to invest in BENJI.

What chains is BENJI available on?

BENJI is available on stellar, polygon, ethereum, avalanche and arbitrum.

View full BENJI analysis

BENJI Overview

Current APY
3.54%
TVL
$894.00M
Min Investment
$20
KYC Required
Yes
Chains
stellar, polygon, ethereum, avalanche, arbitrum
Risk Level
low risk
Audit Status
audited

Quick Links

BENJI AnalysisFranklin Templeton ProtocolYield ScreenerYield Calculator