TRU

How to Buy TrueFi Lending Pools (TRU)

TrueFiPrivate Credit

This guide walks you through buying TrueFi Lending Pools (TRU), a private credit asset on TrueFi currently earning 10.00% APY. Follow these 5 steps to start earning yield on your investment.

1

Set Up a Wallet

To invest in TRU, you need a compatible crypto wallet. We recommend MetaMask or Rabby for browser-based wallets, or Coinbase Wallet for mobile. Make sure your wallet supports one of the following chains: ethereum, optimism, base. Write down your seed phrase and store it securely -- never share it with anyone.

2

Get Stablecoins

TRU is typically purchased with USDC or USDT. You can buy stablecoins on any major exchange (Coinbase, Kraken, Binance) and send them to your wallet on ethereum. If you already have crypto, you can swap to USDC on a DEX like Uniswap or 1inch.

3

Complete KYC (If Required)

Good news: TRU on TrueFi does not require KYC verification. You can invest directly from your wallet without identity verification. Note that regulatory requirements may change, so check the protocol's current requirements before investing.

4

Connect to Protocol

Visit the TrueFi platform at https://truefi.io and connect your wallet. Make sure you are on the correct network (ethereum). Review the terms and conditions carefully. Check that the URL is correct to avoid phishing sites -- always access the protocol through official links or bookmark the site.

5

Make Your Investment

Select TRU from the available products and enter the amount you want to invest. Review the current APY (10.00%), any fees, and redemption terms before confirming. Approve the stablecoin spend and confirm the transaction in your wallet. Your yield will start accruing immediately after the transaction confirms.

Ready to invest in TRU?

Start earning 10.00% APY on TrueFi today.

Frequently Asked Questions

What is TRU?

Pioneer of uncollateralized on-chain lending. Borrowers access capital without collateral through credit-scored pools. Acquired Cyan (NFT lending) in 2025.

What APY does TRU currently offer?

TRU currently offers 10.00% APY. The 7-day average APY is 9.80% and the 30-day average is 10.20%. Yields can fluctuate based on market conditions.

Is KYC required to buy TRU?

No, TRU does not currently require KYC verification. You can invest directly from your wallet.

What chains is TRU available on?

TRU is available on ethereum, optimism and base.

TRU Overview

Current APY
10.00%
TVL
$200.00M
Min Investment
None
KYC Required
No
Chains
ethereum, optimism, base
Risk Level
high risk
Audit Status
audited