R
Live$0 TVL
USDT5.00%$145.00BUSDC4.50%$60.00BUSDe12.50%$5.20BRSWAN6.50%$5.00BUSDS5.00%$4.10BsDAI6.00%$2.80BPYUSD3.70%$2.50BUSYC3.85%$2.10BBUIDL3.43%$1.78BSAFO3.75%$1.00BBENJI3.54%$894.00MMPL-USDC9.50%$820.00MUSDT5.00%$145.00BUSDC4.50%$60.00BUSDe12.50%$5.20BRSWAN6.50%$5.00BUSDS5.00%$4.10BsDAI6.00%$2.80BPYUSD3.70%$2.50BUSYC3.85%$2.10BBUIDL3.43%$1.78BSAFO3.75%$1.00BBENJI3.54%$894.00MMPL-USDC9.50%$820.00M
USD

How to Buy Tether USD (USDT)

Tether HoldingsStablecoins

This guide walks you through buying Tether USD (USDT), a stablecoins asset on Tether Holdings currently earning 5.00% APY. Follow these 5 steps to start earning yield on your investment.

1

Set Up a Wallet

To invest in USDT, you need a compatible crypto wallet. We recommend MetaMask or Rabby for browser-based wallets, or Coinbase Wallet for mobile. Make sure your wallet supports one of the following chains: ethereum, tron, solana, avalanche, bnb-chain, polygon, arbitrum, optimism. Write down your seed phrase and store it securely -- never share it with anyone.

2

Get Stablecoins

USDT is typically purchased with USDC or USDT. You can buy stablecoins on any major exchange (Coinbase, Kraken, Binance) and send them to your wallet on ethereum. If you already have crypto, you can swap to USDC on a DEX like Uniswap or 1inch.

3

Complete KYC (If Required)

Good news: USDT on Tether Holdings does not require KYC verification. You can invest directly from your wallet without identity verification. Note that regulatory requirements may change, so check the protocol's current requirements before investing.

4

Connect to Protocol

Visit the Tether Holdings platform at https://tether.to and connect your wallet. Make sure you are on the correct network (ethereum). Review the terms and conditions carefully. Check that the URL is correct to avoid phishing sites -- always access the protocol through official links or bookmark the site.

5

Make Your Investment

Select USDT from the available products and enter the amount you want to invest. Review the current APY (5.00%), any fees, and redemption terms before confirming. Approve the stablecoin spend and confirm the transaction in your wallet. Your yield will start accruing immediately after the transaction confirms.

Ready to invest in USDT?

Start earning 5.00% APY on Tether Holdings today.

Frequently Asked Questions

What is USDT?

The largest stablecoin by market cap, backed by US Treasuries, cash equivalents, and other reserves. No native yield — earning requires depositing into DeFi lending protocols.

What APY does USDT currently offer?

USDT currently offers 5.00% APY. The 7-day average APY is 4.95% and the 30-day average is 5.05%. Yields can fluctuate based on market conditions.

Is KYC required to buy USDT?

No, USDT does not currently require KYC verification. You can invest directly from your wallet.

What chains is USDT available on?

USDT is available on ethereum, tron, solana, avalanche, bnb-chain, polygon, arbitrum and optimism.

View full USDT analysis

USDT Overview

Current APY
5.00%
TVL
$145.00B
Min Investment
None
KYC Required
No
Chains
ethereum, tron, solana, avalanche, bnb-chain, polygon, arbitrum, optimism
Risk Level
low risk
Audit Status
audited

Quick Links

USDT AnalysisTether Holdings ProtocolYield ScreenerYield Calculator