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Live$0 TVL
USDT5.00%$145.00BUSDC4.50%$60.00BUSDe12.50%$5.20BRSWAN6.50%$5.00BUSDS5.00%$4.10BsDAI6.00%$2.80BPYUSD3.70%$2.50BUSYC3.85%$2.10BBUIDL3.43%$1.78BSAFO3.75%$1.00BBENJI3.54%$894.00MMPL-USDC9.50%$820.00MUSDT5.00%$145.00BUSDC4.50%$60.00BUSDe12.50%$5.20BRSWAN6.50%$5.00BUSDS5.00%$4.10BsDAI6.00%$2.80BPYUSD3.70%$2.50BUSYC3.85%$2.10BBUIDL3.43%$1.78BSAFO3.75%$1.00BBENJI3.54%$894.00MMPL-USDC9.50%$820.00M
PYU

How to Buy PayPal USD (PYUSD)

PayPal (Paxos)Stablecoins

This guide walks you through buying PayPal USD (PYUSD), a stablecoins asset on PayPal (Paxos) currently earning 3.70% APY. Follow these 5 steps to start earning yield on your investment.

1

Set Up a Wallet

To invest in PYUSD, you need a compatible crypto wallet. We recommend MetaMask or Rabby for browser-based wallets, or Coinbase Wallet for mobile. Make sure your wallet supports one of the following chains: ethereum, solana. Write down your seed phrase and store it securely -- never share it with anyone.

2

Get Stablecoins

PYUSD is typically purchased with USDC or USDT. You can buy stablecoins on any major exchange (Coinbase, Kraken, Binance) and send them to your wallet on ethereum. If you already have crypto, you can swap to USDC on a DEX like Uniswap or 1inch.

3

Complete KYC (If Required)

Good news: PYUSD on PayPal (Paxos) does not require KYC verification. You can invest directly from your wallet without identity verification. Note that regulatory requirements may change, so check the protocol's current requirements before investing.

4

Connect to Protocol

Visit the PayPal (Paxos) platform at https://www.paypal.com/pyusd and connect your wallet. Make sure you are on the correct network (ethereum). Review the terms and conditions carefully. Check that the URL is correct to avoid phishing sites -- always access the protocol through official links or bookmark the site.

5

Make Your Investment

Select PYUSD from the available products and enter the amount you want to invest. Review the current APY (3.70%), any fees, and redemption terms before confirming. Approve the stablecoin spend and confirm the transaction in your wallet. Your yield will start accruing immediately after the transaction confirms.

Ready to invest in PYUSD?

Start earning 3.70% APY on PayPal (Paxos) today.

Frequently Asked Questions

What is PYUSD?

PayPal's regulated stablecoin issued via Paxos. Expanded to 70+ global markets for cross-border payments. One of the fastest-growing stablecoins backed by the largest digital payments company.

What APY does PYUSD currently offer?

PYUSD currently offers 3.70% APY. The 7-day average APY is 3.68% and the 30-day average is 3.72%. Yields can fluctuate based on market conditions.

Is KYC required to buy PYUSD?

No, PYUSD does not currently require KYC verification. You can invest directly from your wallet.

What chains is PYUSD available on?

PYUSD is available on ethereum and solana.

View full PYUSD analysis

PYUSD Overview

Current APY
3.70%
TVL
$2.50B
Min Investment
None
KYC Required
No
Chains
ethereum, solana
Risk Level
low risk
Audit Status
audited

Quick Links

PYUSD AnalysisPayPal (Paxos) ProtocolYield ScreenerYield Calculator