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Live$0 TVL
USDT5.00%$145.00BUSDC4.50%$60.00BUSDe12.50%$5.20BRSWAN6.50%$5.00BUSDS5.00%$4.10BsDAI6.00%$2.80BPYUSD3.70%$2.50BUSYC3.85%$2.10BBUIDL3.43%$1.78BSAFO3.75%$1.00BBENJI3.54%$894.00MMPL-USDC9.50%$820.00MUSDT5.00%$145.00BUSDC4.50%$60.00BUSDe12.50%$5.20BRSWAN6.50%$5.00BUSDS5.00%$4.10BsDAI6.00%$2.80BPYUSD3.70%$2.50BUSYC3.85%$2.10BBUIDL3.43%$1.78BSAFO3.75%$1.00BBENJI3.54%$894.00MMPL-USDC9.50%$820.00M
HUM

How to Buy Huma PayFi Network (HUMA)

Huma FinancePrivate Credit

This guide walks you through buying Huma PayFi Network (HUMA), a private credit asset on Huma Finance currently earning 11.00% APY. Follow these 5 steps to start earning yield on your investment.

1

Set Up a Wallet

To invest in HUMA, you need a compatible crypto wallet. We recommend MetaMask or Rabby for browser-based wallets, or Coinbase Wallet for mobile. Make sure your wallet supports one of the following chains: ethereum, solana, stellar. Write down your seed phrase and store it securely -- never share it with anyone.

2

Get Stablecoins

HUMA is typically purchased with USDC or USDT. You can buy stablecoins on any major exchange (Coinbase, Kraken, Binance) and send them to your wallet on ethereum. If you already have crypto, you can swap to USDC on a DEX like Uniswap or 1inch.

3

Complete KYC (If Required)

Good news: HUMA on Huma Finance does not require KYC verification. You can invest directly from your wallet without identity verification. Note that regulatory requirements may change, so check the protocol's current requirements before investing.

4

Connect to Protocol

Visit the Huma Finance platform at https://huma.finance and connect your wallet. Make sure you are on the correct network (ethereum). Review the terms and conditions carefully. Check that the URL is correct to avoid phishing sites -- always access the protocol through official links or bookmark the site.

5

Make Your Investment

Select HUMA from the available products and enter the amount you want to invest. Review the current APY (11.00%), any fees, and redemption terms before confirming. Approve the stablecoin spend and confirm the transaction in your wallet. Your yield will start accruing immediately after the transaction confirms.

Ready to invest in HUMA?

Start earning 11.00% APY on Huma Finance today.

Frequently Asked Questions

What is HUMA?

First PayFi (Payment Finance) network providing instant liquidity for real-world payments including cross-border settlements and trade finance. Processed $10B+ in total transactions.

What APY does HUMA currently offer?

HUMA currently offers 11.00% APY. The 7-day average APY is 10.80% and the 30-day average is 11.20%. Yields can fluctuate based on market conditions.

Is KYC required to buy HUMA?

No, HUMA does not currently require KYC verification. You can invest directly from your wallet.

What chains is HUMA available on?

HUMA is available on ethereum, solana and stellar.

View full HUMA analysis

HUMA Overview

Current APY
11.00%
TVL
$124.00M
Min Investment
None
KYC Required
No
Chains
ethereum, solana, stellar
Risk Level
medium risk
Audit Status
audited

Quick Links

HUMA AnalysisHuma Finance ProtocolYield ScreenerYield Calculator