R
Live$0 TVL
USDT5.00%$145.00BUSDC4.50%$60.00BUSDe12.50%$5.20BRSWAN6.50%$5.00BUSDS5.00%$4.10BsDAI6.00%$2.80BPYUSD3.70%$2.50BUSYC3.85%$2.10BBUIDL3.43%$1.78BSAFO3.75%$1.00BBENJI3.54%$894.00MMPL-USDC9.50%$820.00MUSDT5.00%$145.00BUSDC4.50%$60.00BUSDe12.50%$5.20BRSWAN6.50%$5.00BUSDS5.00%$4.10BsDAI6.00%$2.80BPYUSD3.70%$2.50BUSYC3.85%$2.10BBUIDL3.43%$1.78BSAFO3.75%$1.00BBENJI3.54%$894.00MMPL-USDC9.50%$820.00M
FLO

Florence Finance

$FLOR
Florence FinancePrivate Credithigh risk Audited

Leading Euro-denominated RWA project bridging on-chain liquidity to real-world SME lending in Europe. Enables DeFi users to earn yield from European small business loans.

Current APY

8.50%

Total Value Locked

$10.00M

+2.00%30d

Price

—

Holders

650

Market Cap

—

Yield History

Yield vs Peers

Rank #6 of 9 in Private Credit
CREDIX12.00%
HUMA11.00%
CPOOL10.50%
TRU10.00%
MPL-USDC9.50%
FLOR (this asset)8.50%
FIDU8.20%
ACRED8.00%

vs Benchmarks

US 10Y Treasury
4.25%+4.25%
High-Yield Savings
4.50%+4.00%
Private Credit Avg
9.50%-1.00%
S&P 500 Dividend
1.30%+7.20%

Yield Calculator

PeriodFLOR(8.50%)
30 Days+$69.86
90 Days+$209.59
6 Months+$423.84
1 Year+$850

Projected returns based on current APY. Actual returns may vary. Not financial advice.

Risk Scanner

4/7 checks passed
Overall Safety Score57%
Smart ContractLow Risk

Audited by null

CounterpartyWarning

Elevated counterparty risk — research thoroughly

RegulatoryLow Risk

KYC/AML compliant — regulated framework

LiquidityWarning

Low liquidity — higher slippage risk

Chain RiskWarning

Single chain — no chain fallback

RedemptionLow Risk

No lock period — redeem anytime

Yield StabilityLow Risk

Very stable — within 5% of 30d average

Protocol Health

5/6 Healthy

Contract Status

Active

Data Feed

Live

Audit Status

Verified (null)

Oracle Health

N/A

Holder Activity

Low

Reserve Transparency

Verified

Entry & Exit Costs

ethereum
~$3.50~$3.50
Management Fee0%
Performance Fee0%
Redemption Fee0%

Break-even Insight

On ethereum, a $1,000 investment at 8.50% APY recovers gas costs (entry + exit) in 31 days.

Key Facts

Name
Florence Finance
Ticker
FLOR
Category
Private Credit
Platform
Florence Finance
Inception
Jan 1, 2022
Management Fees
0%

Investment Details

Min. Investment
None
Lock Period
None
KYC Required
Yes
Accredited Only
No
Eligible Investors
All Investors
Available Chains
ethereum

Market Data

TVL
$10.00M
Price
—
Market Cap
—
Holders
650
7D APY
8.30%
30D APY
8.70%
Risk Level
high risk
Audit Status
audited

Chain Distribution

NetworkTVLShare
ethereum
$10.00M100.0%

How to Buy FLOR

FLOR is available on ethereum. KYC verification is required.

Similar Private Credit Assets

MP

MPL-USDC

Maple Finance USDC Lending Pool

9.50%$820.00M
LT

LTF

Centrifuge Anemoy Liquid Treasury Fund

7.80%$450.00M
FI

FIDU

Goldfinch Senior Pool

8.20%$95.00M
TR

TRU

TrueFi Lending Pools

10.00%$200.00M

Frequently Asked Questions

What is Florence Finance?

Leading Euro-denominated RWA project bridging on-chain liquidity to real-world SME lending in Europe. Enables DeFi users to earn yield from European small business loans.

What is the current yield on FLOR?

FLOR currently offers 8.50% APY. The 7-day average is 8.30% and 30-day average is 8.70%.

Is FLOR safe?

FLOR has a high risk rating. It is audited by null. Always do your own research before investing.

How do I buy FLOR?

FLOR is available on ethereum. KYC verification is required. No minimum investment.

What chains is FLOR available on?

FLOR is deployed on Ethereum. Each chain may have different liquidity levels and gas costs.

Last updated: Mar 28, 2026, 4:34 AM